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On 11 March 2021, 24 hours after this article was commissioned, Mike Winkelmann – better known by his online moniker Beeple – sold his digital artwork

It’s worth noting that this sale came after months of increasingly valuable digital art auctions. In October, Winkelmann sold his first series of NFTs, with a pair going for $66, 666.66 each. In December, he sold a series of works for $3.5 million total. And, last month, one of the NFTs that originally sold for $66, 666.66 was resold for $6.6 million.

A few factors explain why Beeple’s work has become so valuable. For one, he’s developed a large fan base, with around 2.5 million followers across social channels. He’s also famously prolific: as part of a project called

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, Winkelmann creates and publishes a new digital artwork every day. The project is now in its thirteenth year, meaning there are over 5, 000 pieces in the series.

There is also the fact that there are some very wealthy players who believe in the value of NFTs. A few days after the Christie’s auction it was revealed that Metakovan, the pseudonymous founder and financier of Metapurse, the largest NFT (unique digital assets) fund in the world, was the successful bidder. Speaking on the purchase, he explained, “When you think of high-valued NFTs, this one is going to be pretty hard to beat. And here’s why – it represents 13 years of everyday work. Techniques are replicable and skill is surpassable, but the only thing you can’t hack digitally is time. This is the crown jewel, the most valuable piece of art for this generation. It is worth $1 billion.”

But Beeple is not the only artist exploring the digital field. Damien Hirst, too, recently sold a time-based open edition series of prints for $22.4 million and revealed he was going to launch a secret NFT art project called

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“Ever since I made the diamond skull I’ve been thinking about wealth and value, ” he explained. “I have been working on an artwork for the last five years. It’s been blowing my mind. It explores and challenges the concept of value through money and art. For the past three years the project has been expanding into the blockchain and NFTs.

“It involves 10, 000 original works of art on paper, which I call “The Currency”. I made them all five years ago, and they are in a vault but about to come to life through their launch on the blockchain. They also exist as NFTs and a related cryptocurrency. The whole project is an artwork, and anyone who buys “The Currency” will participate in this work, it’s not just about owning it. It is the most exciting project I have ever worked on by far.”

With some serious names and money behind it, the market for NFTs is booming, with new records seemingly being set on a semi-regular basis. But what actually are NFTs, why is this happening now and is this an art world bubble or an investment to be taken seriously?

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NFTs allow you to buy and sell ownership of unique digital items and keep track of who owns them using the blockchain. NFT stands for ‘non-fungible token’, and it can technically contain anything digital, including drawings, animated GIFs, songs, or items in video games. An NFT can either be one-of-a-kind, like a real-life painting, or one copy of many, like print editions, but the blockchain keeps track of who has ownership of each unique file. In essence an NFT proves that the digital artwork you bought is unique or from a short run: it proves scarcity.

NFTs have been making headlines lately, with some selling for millions of dollars, and high-profile memes like Nyan Cat and the “deal with it” sunglasses being put up for auction. NFT sales have been particularly headline-grabbing because, in most cases, the images, songs or memes they contain can be already be seen by anyone on the internet for free. An NFT, then is not about the pleasure of enjoying something that no-one else has access to but about owning a unique version of something already enjoyed by the masses.

As with most market booms of this nature, there are a few forces at work here. The Covid-19 pandemic has forced collectors to look at physical art online at virtual versions of art fairs, such as Art Basel, Frieze, and on the websites of top galleries. The reality is, however, that in this setting most art doesn’t look great. It doesn’t excite.

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Of course it doesn’t, it wasn’t created for this medium, it was created to be seen in a gallery space, contemplated, understood over time. What this phenomenon has done, however, with the help of publicists from galleries, art fairs and auction houses, is legitimise the purchase of expensive, high-level art online.

It is almost inevitable, then, that after looking at oil paintings in 3D reconstructions of real world spaces, buyers going to platforms selling NFT editions and seeing art that has been created specifically for that medium are impressed. The art is in your face, fun, bright, noisy, quick. It’s new world, not old world.

There is also the fact that the NFT market has opened up a new world of art to many who shunned it in its more traditional guise. There are a lot of people with crypto wealth, or who have made a lot of money from cryptocurrency, that simply feel more comfortable in the digital space. There were only 33 active bidders in the Beeple auction and, according to the auction house, 20 of these had never bid at Christie’s before.

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The last, and possibly most important factor, is trust. I was first contacted in November about NFTs becoming a thing and, since then, there has been a concerted effort by people in the industry to have them accepted by well-known galleries and auction houses as a mechanism to instill trust in potential buyers.

Of course, that has now happened. We’ve had the big galleries, auction houses and experts telling us it’s okay to buy art online, we’ve seen that art created for the medium is better than art that hasn’t been created for it and people have started buying it. The final part of the jigsaw is the NFT technology itself; it guarantees exclusivity, scarcity and value. Plus, if someone is willing to pay $69+ million, it must be okay mustn’t it?

I’ll start with another quote, this time from Keld Van Schreven, an art collector and co-founder of KR1 Europe, the continent’s leading digital assets investment company. “NFTs are a very interesting option for art collectors as you are buying and investing in a new revolution as well as the art itself. NFTs are going to upend the art system as much as Bitcoin and Ethereum are going to change the financial landscape.

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“Once you have bought an NFT, reselling the work you have bought couldn’t be easier. There are several markets that you can buy and sell NFTs on and they have good liquidity. NFTs completely disintermediate the gallery system. NFTs are a game changer for artists as well as collectors as they give artists new liquidity as well as a tamper proof storage medium with automatic royalties on future sales.”

As Van Schreven points out, one of the problems with the existing art world is the difficulty of selling your art. Selling quickly or flipping is frowned upon and artists don’t get a cut of the resale price in most cases. Finally gatekeepers at the big galleries restrict access to prime artists and sell to their top collectors and friends first. The NFT art market does away with these traditional controls just as cryptocurrency does with established currency.

Like all investments, however, you need to research the market. Not all platforms selling NFTs are as safe or reliable as others. Commission rates are high, in some cases 5%, while there have been cases of people selling other people’s art as their own and the theft of ‘wallets’ containing NFTs and cryptocurrency. Just as if you were buying a Rembrandt, if you’re going to get into the NFT market, you need good tech and security.

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Potential investors, however, shouldn’t be deterred. There are 4-5 well known and well managed NFT art trading platforms, such as Nifty Gateway, Super Rare and Foundation, and if you stick to those most of these issues should be covered. The market is also very transparent. You can see previous trading data for individual works, artists and, even more helpfully, collectors. If you still aren’t sure, you can even do as one interested collector recommended and invest in Ethereum: the ‘currency’ on which all these NFT’s are minted.Nestled in the Rocky Mountains, Colorado Springs is visually stunning. Attendees meeting here already count on visits to natural wonders, including Pikes Peak and Garden of the Gods, but the manmade arts scene is just as impressive.

Its four venues include a 774-seat concert hall that stages music and various other performances year-round, and the Gallery of Contemporary Art, which showcases rotating exhibits.

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Are you looking for an app to turn a photo into a painting? There are many different apps available. So it can be hard to decide which is best for you. That’s why we’ve compiled this list of the 13 best apps to turn a photo into a painting.

We’ll help you find the perfect app for your needs, whether you want something simple or more complex. So read on to find out more about these amazing apps!

Looking for inspiration to turn a photo into a painting? Look no further than this software. With a variety of painting styles and customization options, your photos will become stunning works of art.

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The original photo quality plays a significant role in the result. Photos with more contrasting colors work best. But soft-focus photos can also look good converted into paintings.

They’re based on famous painters or classical art styles. The process is usually automatic after selecting the art style and the image to apply it to.

In some apps, you can adjust the painting effect. Once you finish, you can export the painted photo for sharing or printing.

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Some apps work best for landscapes and still life. Others are ideal for portraits. The apps also differ in the number and quality of painting styles. Some also add painting styles to videos too.

And fitting an extensive artificial intelligence (AI) program on a small device is challenging. That’s why many apps require an internet or data connection to connect with a cloud that stores its AI.

Do you want to make your photo look like a painting you physically made or one you already have hanging in your home?

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Glaze is an app like no other! They give you a Studio mode to quickly generate a few versions of the same image. Or their Workshop mode lets you explore a massive range of styles and variations.

The app even lets you paint masks to restrict where the brushstrokes appear. But my favorite feature is saving an image with a transparent background to use your new creation in another app.

Waterlougue focuses on a single type of painting—watercolor! While not as broadly applicable as other apps, the app does achieve its narrow focus very well.

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Plus, the presets also change the consistency of the “paint.” So it allows you to make those colors run together or keep shapes more distinct.

The app doesn’t offer as much control over the effects as others. You can adjust some light and details. But the app hasn’t had as many updates as others and is only available with iOS.

Adobe PaintCan is one of the top free apps to transform your picture into a painting. The app beautifully mimics an artist’s brushstrokes through various styles you apply yourself.

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Turning a photo into a canvas painting can be tricky to get right. But it makes the editing process a lot more fun!

After editing photos with PaintCan, you feel you have more ownership over your painting. That feeling alone makes this one of the awesome apps worth downloading, especially becasue it’s free!

As the name suggests, Portrait Painterworks best on images of people and pets. Yet, that doesn’t mean you can’t upload a good landscape too.

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Portrait Painter’s digital paintings don’t have to remain only on your smartphone and social media. The app also includes ordering a print of your creation through CanvasPop.

As an iOS-only app, photo editors can download Portrait Painter reasonably cheaply. Video packs and new illustration effects are available for an added price.

Brushstroke is one of the most full-featured apps dedicated to digital painting. It has one of the best tool selections to customize that photo-to-painting look.

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Plus, adding video styles and additional illustration styles comes only with further in-app purchases. But its one-time purchase isn’t as expensive as other subscription apps in the long run.

Picsartis like a sort of mobile Photoshop. Users can access filters and sliders, mix photos, and paint on effects. That means fewer apps clogging up your home screen as it can do the job of a few.

On the flip side, this app takes up more space on your phone. PicsArt is one of the biggest apps on this list!

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If you want only part of your image to look like a painting, PicsArt has a more advanced photo edit. The Effects gallery inside PicsArt contains many options to turn a photo into a sketch or painting.

Unlike the next app on our list, PicsArt is more than a one-trick pony. The app has other editing options if you don’t want to go the painting route.

But that also means PicsArt isn’t as easy to navigate as other apps with more limited choices. But it does have helpful tutorials.

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PicsArt is free to download and use for both iOS and Android. But you get more exclusive content and an ad-free app with a subscription.

Prisma is one of the most well-known and full-featured apps for turning photos into paintings. It popularized painterly photos in the first place.

It’s free on iOS and Android, which has helped build the app’s popularity. But for full access to all the features, you must use a paid subscription.

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Prisma now has more than 300 painting styles to apply to images. These are often based on well-known styles of artists like Picasso, Munch, and Salvador Dali.

Besides applying the filter, the app allows users to adjust the results. There’s a set of sliders in the app for photo editing. There are adjustments forexposure, contrast, and sharpness.

Tangled FX is an excellent photo-to-painting app that produces remarkable results. Many other apps mimic classical painting styles. But Tangled FX brings a digital art aesthetic to your images.

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Apart from being an excellent app to turn photos into paintings, Tangled FX also is great for upscaling small photos. It automatically transforms your image into a higher resolution when making its edits.

I’m a fan of how simple it is to get photos from your camera roll and transform them into a work of art. I also like how you can save presets!

GoArt is a great app by Fotor to turn photos into paintings. It uses AI technology to create art based on various artistic filters.

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This app has a range of styles, from pop art to oil painting. So it lets you turn photos into your favorite style of art.

GoArt gives you a straightforward method to take your image from your camera roll and turn it into a piece of art.

You don’t get much of a tool selection when it comes to modifying the details of the artwork. Instead, you get a slider that changes its “intensity.”

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A unique feature that you do get is a cutout and background remover. It’s a welcome feature because it amplifies the difference between a painting and a photo.

Turning photos into paintings isn’t only for mobile apps. Let’s look at a few desktop options if you don’t want to work on your smartphone.

If you want the most control when turning photos into paintings, use Photoshop! Photoshop is one of the must-have desktop platforms for photographers.

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This is especially true if you want to get creative with your photos. Photoshop provides a seemingly endless range of photo editing tools to assist you in changing your picture into a painting.

The downside is that you must learn Photoshop to get the best results. But you can find tutorials online that show you how to get your desired effect.

When searching these techniques, be as specific as you can. This is best suited for someone who knows the specific style they want. It’s not for someone who wants a quick choice of aesthetics.

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The best point about using Photoshop is you will have total control. That means can apply as many different manipulations to your image until you get your perfect masterpiece!

Corel PaintShop Pro has a one-click, instant-effect option to turn images into sketches or paintings. And users can choose from different painting styles.

The only customization options are the strength of the effects. But you can further adjust the image inside PaintShop once you finish.

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As a desktop program that includes other image editing tools, PaintShop Pro isn’t as affordable as the apps. But the full version is much less than a Photoshop subscription in the long run.

BeFunky is an online method to turn photos into paintings. But you must upgrade from the free version to access painterly features.

Using this platform is more accessible than using a phone app. You can drag and drop images straight into the workspace. You then get extensive subcategories to transform your photo.

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Digital drawing software is becoming very famous among artists. This software provides high flexibility in drawing any kind of art. A Wide-set of different tools all in one place makes it easy for an artist and saves time and money. With this software, an artist is no longer required to carry its tools and canvas everywhere. You just have to take a touchscreen device with pen compatibility, and you are set to draw a stunning piece of art anywhere you want. 3d animation artists, automobile designers, product designers, etc. use digital drawing software for their products and characters. Digital drawing software is majorly used in the 3D Movie Industry, as they have to draw the concept of art for the scene and creatures and visualize how everything is going to look at the time of filming. Here is the list of ten best digital drawing software 1. Adobe Photoshop Adobe Photoshop is the most popular digital drawing software and the first choice for the majority of artists. It is the most stable and feature-rich software. The wide variety of features help you draw whatever you want to sketch. Adobe Photoshop has a steep learning curve and difficult for beginners, but as you go on practicing, it will get easier to use, and you will be able to use the techniques and features. There is a new feature which makes selection very easy. The tool automatically detects the person in the image and makes a selection with fine details. IT is available for both Windows and macOS and also for iPad. You have to buy a subscription for using Photoshop legally, and it costs Rs.1420 without tax. 2. Corel Painter Corel Painter is also the most popular digital drawing software and second choice for artists. It is also greatly rich in features and tools for every artist and every kind of drawing. There are around 900 brushes available under 36 categories; you can even add more brushes and can also create your brush. It is accessible for both Windows and macOS. It provides features like canvas control, color mixing, brush control, UI customization, and many more. The new AI can let you create a stylized painting from an image. You can choose from the twelve different AI styles for your portrait. The subscription costs Rs.17000/year. 3. Clip Studio Paint Clip studio paint is a digital drawing software developed by CELSYS Inc. It provides features for concept art and painting, character art, illustration for design, comic, and manga, and animation. There is an AI tool that lets you draw character pose exactly from an image. Clip studio paint provides features required for creating a 2D animation like you can draw in-betweens, display the previous frame and the current frame, adjust the timing of each frame, add camera work, and audio to your animation. You can export images incomplete sequence in which drew them in various file formats. There are all the tools required to make stunning artwork. The clip studio paint pro for character art, concept art, and illustrations costs Rs.3500, and the clip studio paint pro for manga, comics, and animation costs Rs.15330. 4. Krita Krita is an open-source professional digital drawing software. You can create concept arts, texture and matt painting, illustrations and painting, whatever you want, you can create in it. Krita is available for Windows, macOS, and Linux. There are no hidden subscripts; the software is totally free to use. Krita provides features like customizable layouts, over 30 dockers for additional functionality, dark and light color themes, over 100 brushes for creating beautiful drawings and paintings, brush stabilizers, vector tools, and texts, brush engine, wrap-around mode, the resource manager and many more. 5. Affinity Designer Affinity Designer is a professional digital drawing software available for Windows, macOS, and iPad. It is easy to use software with a simple user interface, which includes all the tools required for creating beautiful artwork. IT provides features like real-time blend mode preview, live gradients, effects, and adjustments; the software can handle a large number of objects without lag; you can create both raster and vector images in Affinity designer. You get the comfort of customizable shortcut keys, advanced grids, snapping and alignment, multiple file formats for export, and many more. The affinity designer costs Rs.4000 for mac and Windows OS and Rs.1600 for iPad. 6. ArtRage ArtRage is an easy to use digital drawing software. It is available for PC, macOS, Android, and IOS. ArtRage is designed by Ambient Design, which is a New Zealand based software company that specializes in creative tools for artists. It provides features like realistic pain tools, drawing tools, utility tools, special effects tools, custom brush tools, tool settings and presets, color pickers, complementary colors, real color blending mode, metallic values to colors, stencils and rulers, reference images, tracing image, stickers and many more. You can get a free trial from the website, but then you have to buy the license to use it, which costs Rs.5600. 7. Autodesk Sketchbook Autodesk has lots of software for engineers and animators; this digital drawing software is one of them. Autodesk Sketchbook is a digital drawing software for artists to draw concept art, painting, characters, and many more. Autodesk has made this software free to use for everyone. IT provides features like PSD compatibility on all devices, line smoothing tools, over 140 brushes, the comfort of working with layers, high precision tools, multiple device support, many more. It is available for Windows PC and macOS. 8. Rebelle 3 Rebelle 3 is a digital drawing software developed by escape motions. It is a powerful and easy to use software with a lot of features for different purposes. The user interface is also easy to use and user friendly. It has a tool panel, brush settings, brush presets, visual settings, workspace, etc. It provides features like watercolor visual settings, drops the engine, blows tool, acrylic impasto depth, transparency locking, stencils, ruler tools, perspective tools, realistic brushes, and many more. The license costs Rs.7200 for one time. 9. Black Ink Black ink is a digital drawing software for Windows PC. It is easy to use software with simple UI and easy to learn. It does not use the traditional brushes but uses the computer for a unique creative platform. It provides features like high-speed GPU based rendering, unique brush customization tools, layer editor, vivid color modes, huge picture size, node controller, etc. The free version has some limitations in features like you cannot save the custom brushes and limited picture size. The paid version has all the features and costs Rs.4200. 10. Windows Paint Tool Windows paint tool is the easiest drawing software which free to use and comes built-in with Windows PCs. It does not that many features as the other drawing software, like customizable brushes, layers, etc. But you can use his software for simple 2D drawings. Windows paint tool has nine different brushes, a pencil tool, different shapes, 20 present colors, and ten custom color slots. For ultra-beginners and for those who just want to do some casual drawing can use this software.

Do you know that every time you switch from keyboard to mouse, you are wasting your precious time by ignoring valuable keyboard shortcuts? Although you are familiar with using standard keyboard shortcuts like Ctrl...

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Music production is the initial stage of any song. Music production can be done either in studios or at home using an online music production software. Here, let’s discuss the top 10 best online...Digital Painting and Drawing Software help to draw sketches, graphic designs, and illustrations. These types of applications offer so many

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zmiejko31021 April 30, 2023 Comment

Microsoft Paint is an iconic app. It may feel limiting in more than one way today, but it was the default paint app for most Windows users back in the day. Out of the several free digital painting apps available, we have compiled a list of the 6 best ones for Windows 10.

Microsoft had plans to discontinue the Paint app but decided against it. There was a lot of chatter across the web around it. Either way, Paint continues to live on, but there are better digital painting apps that you can try out for better results.

Paint.NET is based on the popular .NET framework and hence the name. The UI is dated and will remind you of the original MS Paint app bundled with Windows installation. However, under that are a powerful set of tools that load quickly.

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There are a decent number of tools to select from and brushes to paint with. You can add shapes, work with layers, make different adjustments to colors, and add effects that act as filters in modern photo editing apps we have come to love on smartphones. There is support for plugins that may enable additional features like support for more file types.

Part of Microsoft’s plan to retire Paint was to replace it with Paint 3D, which comes pre-installed with all versions of Windows. Think of Paint 3D as an older sibling that picked up more skills has more experience and extra tools under the hood.

As the name suggests, there is a library of 3D images of different objects and shapes that you can add and play around with. It also supports 3D text if you have a message to convey. It’s an updated Paint version with more effects, brushes, tools, and some 3D images to choose from.

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GIMP is an open-source GNU image editor touted as a free Adobe Photoshop alternative. There are many tools and options, but the good thing is that one can customize the UI to declutter the interface. Still not the most user-friendly painting app on Windows, but well-supported by devs and has a huge community to help you learn things.

It is a powerful painting app with advanced features like photo retouching, brushes that can be customized, gradients, and even an animation package. Then there are plugins that one can install to enhance utility. GIMP will take some time to get used to and requires patience to learn everything that it has to offer but well worth the time.

Artweaver has a cool collection of brushes. You can find a brush for calligraphy, crayons, and many others. Similarly, Artweaver has a number of other tools under its arsenal. The UI loads pretty quick but looks dated.

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Artweaver is a powerful app that’s easy to use. It’s good enough to learn digital painting and create good pieces of art. There’s a free version of the app, and you can pay for the Plus version to unlock more features.

Irfanview doesn’t carry all the bells and whistles that we saw in some of the above Windows painting apps. It is closer to Paint in that respect but offers many effects and filters that you can apply instantly. These can be effective in getting quick results with minimal effort.

You can use the popular image editor to show slides. It’s a team player meaning you can open images already open in Irfanview directly in other image editors from within. In case you need advanced editing features.

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Last but not least on the list is Krita. It allows you to create your workspace where UI elements can be moved or removed based on your existing project. It also supports dark mode making the UI customizable and functional.

Krita is a powerful painting and image editing app. It has got all the usual sets of brushes, pencils, and fills to choose from. Play around with layers or apply different filters; the choice is yours. Artists designed Krita for artists, and it shows. As such, you feel right at home while using it to paint your heart out.

These are the digital painting apps that will get you to take your hobby to the next level. While there are paid solutions, you can try out the free ones first and then gradually move on to them depending on your need.

Best Free Digital Painting Apps For Windows 10

Next up: Do you want to insert an image on top of another image in Paint? Find out how to add an image over a picture in Paint and Paint 3D.

The above article may contain affiliate links which help support Guiding Tech. However, it does not affect our editorial integrity. The content remains unbiased and authentic.

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A C.A. by profession and a tech enthusiast by passion, Gaurav loves tinkering with new tech and gadgets. He used to build WordPress websites but gave it all up to develop little iOS games instead. Finally, he dropped out of CA to pursue his love for tech. He has over 5 years of experience as a writer covering Android, iOS, and Windows platforms and writes how-to guides, comparisons, listicles, and explainers for B2B and B2C apps and services. He currently divides his time between Guiding Tech (writer) and Tech Wiser (editor).

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zmiejko31021 April 29, 2023 Comment

An 1881 Australian rules football match betwe Melbourne and Geelong. The clubs were founded in 1858 and 1859 respectively and currtly compete in the Australian Football League (AFL), making them the world's oldest football clubs that are now professional.

The oldest football clubs trace their origins to the mid-19th ctury, a period wh football evolved from being a casual pastime to an organised mainstream sport.

The idtity of the oldest football clubs in the world, or ev in a particular country, is oft disputed or claimed by several clubs, across several codes of football. The Foot-Ball Club of Edinburgh is thought to be the earliest recorded football club in the world, with records going back to 1824. Rugby clubs also referred to themselves, or continue to refer to themselves, as simply a "football club", or as a "rugby football club". "Club" has always meant an indepdt tity and, during the historical period in question, very few high school or university teams were indepdt of the educational institutions concerned. Consequtly, school and university football teams were seldom referred to as "clubs". That has always be the case, for example, in American football, which has always had ties to college sport in geral. Conversely, however, the oldest still-existing "football club" with a well-documted, continuous history is Dublin University Football Club, a rugby union club founded in 1854 at Trinity College, Dublin, Ireland. There exists some record of Guy's Hospital Football Club being founded in London in 1843, through an 1883 fixture card referring to Guy's 40th season.

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While the first clubs emerged in Britain, possibly as early as the fifteth ctury, these are poorly-documted and defunct. For example, the records of the Brewers' Company of London betwe 1421 and 1423 mtion the hiring out of their hall "by the "football players" for "20 pce", under the heading "Trades and Fraternities".

The listing of football players as a "fraternity" or a group of players meeting socially under this idtity is the earliest allusion to what might be considered a football club.

Other early sporting bodies dedicated to playing football include "The Gymnastic Society" of London which met regularly during the second half of the eighteth ctury to pursue two sports: football and wrestling.

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The club played its matches – for example betwe London-based natives of Cumberland and Westmorland – at the Knington Common from well before 1789 until about 1800.

The Foot-Ball Club (active 1824–41) of Edinburgh, Scotland, is the first documted club dedicated to football, and the first to describe itself as a football club.

On Christmas Day 1841, an early documted match betwe two self-described "football clubs" took place. The Body-guard Club (of Rochdale) lost to the Fear-nought Club after using an ineligible player as a substitute.

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The Surrey Football Club was established in 1849 and published the first non-school football list of rules (which were probably based upon the eighteth ctury Gymnastic Society cited above

Supported by the Guinness Book of Records, and founded by staff at Guy's Hospital in London in 1843, the Guy's, Kings and St Thomas' RFC would be the oldest "football" club of any code. Nevertheless, the connection betwe the prest club and the original "Guy's Hospital" formed in 1843 is still disputed,

Alleging that the prest club is a modern amalgam of three formerly distinct hospital rugby clubs, starting with the Guy's Hospital and St Thomas' Hospital teams which were the first to merge following the union of their respective Medical Departmts. The last departmt to merge was the King's College Hospital in 1999, although its club (founded in 1869) remained as a separate institution.

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As the Guy's, Kings and St Thomas' RFC status is still disputed, other sources state that the Dublin University Football Club (DUFC), founded in 1854,

In Northern Ireland, the oldest football club is North of Ireland F.C., formed in 1868. It was the first rugby club formed in what is now Northern Ireland and only two other clubs - Dublin University and Wanderers - were formed earlier anywhere else in all Ireland.

It has be claimed that the prest-day Barnes Rugby Football Club, from Barnes in London, is a continuation of the nineteth-ctury Barnes Football Club, and moreover that the latter club was formed in 1839 and is thus the oldest club to have played football for its tire history.

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However, as of 2018, Barnes RFC's website claims only that the club was established in the 1920s, while alluding to "possibilities" that its history stretches back to 1862.

Sheffield F.C. (similar Sheffield represtative side here pictured in 1875) is the oldest indepdt (that is, not related with a school or university) association football club in the world

Sheffield F.C. in gland, is the world's oldest surviving indepdt op football club: that is, the oldest club not associated with an institution such as a school, hospital or university; and which was op to all to play. It was founded in 1857.

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Sheffield F.C. initially played Sheffield rules, a code of its own devising, although the club's rules influced those of the gland Football Association (FA (1863) including handball, free kicks, corners and throw ins. While the international governing body of association football, FIFA and the FA recognise Sheffield F.C. as the "world's oldest football club",

And the club joined the FA in 1863, it continued to use the Sheffield rules. Sheffield F.C. did not officially adopt association football until 1877.

Setting its birth date in 1856, Cambridge University A.F.C. has be described by the university as the oldest club now playing association football,

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For example, : "Salopians formed a club of their own in the late 1830s/early 1840s but that was presumably absorbed by the Cambridge University Football Club that they were so influtial in creating in 1846".

The earliest existing evidce of the Cambridge University Football Club comes from "The Laws of the University Football Club" dated 1856, and held at Shrewsbury School.

Cray Wanderers F.C., originally of St Mary Cray and currtly playing in Bromley, founded in 1860, is the oldest club now playing association football in Greater London.

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Liverpool Football Club (not to be confused with Liverpool F.C. of the Premier League), later known as Liverpool St Hels F.C., were formed in 1857, which claims to be the oldest op rugby club in the world. The club adopted the Rugby Union rules in 1872, never playing association rules.

Football Club Spa was founded by the Hunter-Blair family of Blairquhan, Ayrshire, Scotland, and was in operation in 1863. The fourth Baronet took his family there in order to economise.

The oldest football club in Bosnia and Herzegovina is FK Sloboda founded in Novi Grad in 1910. The first club to be ever founded was Zrinjski Mostar in 1903, but it was inactive betwe 1945 and 1996.

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The oldest football club still in existce today is SK Slavia Prague, founded in 1892. The first football club to be founded in the country was the football section of the sport club Regatta Prague, founded in May 1891,

The oldest still active football club in Croatia is NK Rijeka, formed in 1904 and playing association football at the latest in 1906,

Currtly competing in the first Croatian league. HNK Segesta, that plays in the third division, was possibly founded in 1906, but its first recorded match was held in 1909.

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In nowadays Estonian state was the oldest formed club Tallinna Jalgpalliselts Meteor in 1908. It's defunct since 1911, but restored after First World War and Estonian War of Indepdce in 1926 under the name Tallinna SK Meteor which took action until 1937.

The first football club in France was established in Paris in 1863 by glish expatriates, as the following excerpt from a contemporary newspaper shows: "A number of glish gtlem living in Paris have lately organised a football club.... The football contests take place in the Bois de Boulogne, by permission of the authorities and surprise the Frch amazingly".

Le Havre AC was founded as an athletics and rugby club in 1872, making it the oldest surviving football club registered in France and contintal Europe.

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They began playing association football on a regular basis in 1894. Technically AS Strasbourg could be considered the first Frch association football team, being established in 1890; they were however a German team at the time.

The oldest surviving rugby football club is Heidelberger RK, which was founded on 9 May 1872 as a rowing and rugby club. The HRK has won 14 national titles 1927, 1928, 1971, 1973, 1976, 1986, 2010–2015, 2017 and 2018. The biggest success of the club was the qualification for the Rugby European Challge Cup 2018/19 - only to be died participation, because their main sponsor owns Stade Français. The second oldest still surviving rugby club is Hannover 1878 founded 1878 and winning 9 German championships. Both clubs still play in the 1. Bundesliga.

The first association football in Germany (and likely the first outside Great Britain) was Dresd glish, founded on 18 March 1874. The club had over 70 members by th, primarily glishm working in Dresd, with its matches being attded by hundreds of spectators. Nevertheless, Dresd glish was dissolved in 1898.

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zmiejko31021 April 29, 2023 Comment

BILOXI, Miss. , April 25, 2022 // -- Today, casino players across South Mississippi have a new reason to cheer "Buffalooooo!" as Aristocrat Gaming™ and MGM Resorts International's Beau Rivage Resort & Casino announce the opening of the Mississippi Gulf Coast's first 'Buffalo Zone™.'

Casino players across South Mississippi have a new reason to cheer “Buffalooooo!” as Aristocrat Gaming™ and MGM Resorts International’s Beau Rivage Resort & Casino announce the opening of the Mississippi Gulf Coast’s first ‘Buffalo Zone™.’ Located on the resort’s casino floor at the base of the convention level escalators, the new 1, 500-square-foot ‘Buffalo Zone’ is dedicated exclusively to Aristocrat’s exciting Buffalo-themed slot games.

Located on the resort's casino floor at the base of the convention level escalators, the new 1, 500-square-foot 'Buffalo Zone' is dedicated exclusively to Aristocrat's exciting Buffalo-themed slot games. This room features 50 player-favorite titles, such as Buffalo Chief™, Buffalo Max™, Buffalo Gold™, Buffalo Link™, Buffalo Gold Revolution™, and Buffalo Grand™ and compliments the 47 other Buffalo-themed slot games throughout the casino floor.

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"Beau Rivage is the first Gulf Coast casino to partner with Aristocrat Gaming to bring the 'Buffalo Zone' to the region, " said Beau Rivage President and COO Brandon Dardeau. "Buffalo games are extremely popular among our players and having the opportunity to create a special gaming section allows us to further enhance our guests' gaming experience."

Aristocrat's Senior Vice President of Commercial Strategy and Business Analytics Jon Hanlin said, "We're thrilled to partner with Beau Rivage to launch Mississippi's second 'Buffalo Zone.' We've had great response since opening the first Buffalo Zone last summer at Beau Rivage's sister resort Gold Strike Casino Resort in Tunica and expect a similar reaction on the Mississippi Gulf Coast. Buffalo continues to be one of Aristocrat Gaming's strongest brands, and with Beau Rivage' new 'Buffalo Zone, ' players will enjoy all their favorite Buffalo-themed games in one exciting place."

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ABOUT BEAU RIVAGE Already known as the crown jewel of the Gulf Coast, Beau Rivage Resort & Casino continues to raise the bar. Named one of the "South's Best Resorts" by Southern Living, MGM Resorts International's AAA Four Diamond beachfront resort features 1, 740 elegantly appointed guest rooms and suites, 10 restaurants, exciting nightlife and an 85, 000-square-foot gaming area including BetMGM Book Bar and Grill, Mississippi's full-service sports betting and entertainment destination. The resort also offers live entertainment in its 1, 550-seat theatre, an upscale shopping promenade with a Black Clover Lounge and Topgolf Swing Suite, a world-class spa & salon and Fallen Oak, a Tom Fazio-designed championship golf course. For more information and reservations, call (888) 567-6667 or visit www.beaurivage.com.View full sizePlain Dealer file Commercial casinos earn more than 60 percent of their gambling revenue from slot machines. There are 854, 702 slots in the United States, according to the American Gaming Association.

PITTSBURGH, Pa. -- It's Friday night at Rivers Casino, and people are crowding three and four deep around a row of Wizard of Oz slot machines, hoping for a turn to play.

The five refrigerator-size devices are awash in lights and sounds, like throbbing carnival booths. Each slot's video screens flare with rapid-fire images of Dorothy, the Scarecrow and the rest of the movie's characters. Their faces adorn the spinning betting reels, and their digitized voices urge gamblers on. "Show me your badge of courage!" the Cowardly Lion growls.

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As the video reels whirl, the slot's Bose stereo speakers rumble with the ominous "OH-EE-OH" chants of the Wicked Witch's henchmen. When a spin produces a big win, the computer running this new "sensory immersion" gambling machine switches the music to dreamy "Somewhere Over the Rainbow" and sends a shiver vibrating through the player's bucket seat, like a congratulatory massage.

The five middle-age women occupying those plush seats are transfixed, their eyes locked on the screens as they methodically tap the spin buttons every three or four seconds. No one's gotten up for at least 30 minutes. The crowd is growing anxious. "They're going to be cold by the time we get on, " mutters a woman in a gold pantsuit.

Finally, one of the players rises to leave, but before any of the onlookers can react, her seatmate slides over and straddles the gap between their two machines, plying each slot with one hand.

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Welcome to gambling's brave new world. When 's Horseshoe Casino opens early next year, it will be packed -- like its Pittsburgh counterpart and other casinos around the country -- with a new generation of computer-driven slots whose speed, sophistication, mesmerizing displays and deceptive odds have some gambling researchers and therapists deeply worried.

For this series of stories, which were researched and written during the past six months, Plain Dealer science writer John Mangels interviewed more than 35 policymakers, regulators, legal experts, casino and gambling industry officials, gambling addiction researchers, treatment providers and gamblers. Mangels also reviewed thousands of pages of gambling addiction studies, policymaking documents and regulatory materials. He visited casinos in Pittsburgh and Harrisburg, Pa., as well as the state of Pennsylvania's gaming laboratory, where slot machines are inspected and tested.

The advanced slots are ideal money-extracting machines, a quantum leap beyond the plodding mechanical "one-armed bandits" they replaced. Researchers say they tap vulnerable parts of gamblers' brains and can be a catalyst for out-of-control wagering, even in players who never previously showed problems.

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The machines employ an arsenal of tactics to maximize what slots programmers call "time on device" and encourage "playing to extinction"-- gambling until all the money is gone.

Pulsing music, hypnotic graphics and near-continuous betting chances combine to lull gamblers into a trancelike state called the "zone" that some players say they actually prefer over winning. Prolonging their time in the game's sensory cocoon becomes the goal, which conveniently allows the machine to continue to collect cash.

Screens flash "Win!" even if the payoff is less than the wager. Near-misses fool players into thinking that they're on the verge of a jackpot, though the odds reset with each spin. A secret, carefully programmed ratio of reward and withholding sustains the suspense. And all the while, the machines track gamblers' behavior, to help tailor future enticements to return.

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The advanced slots quickly have become the most popular, most pervasive, most profitable form of casino gambling. They're also the most likely to be associated with risky, excessive gambling behavior, like the Pittsburgh woman playing two slots at once.

While the operators of Ohio's new casinos regularly tout the jobs, taxes and other economic benefits the facilities will bring, there has been little public discussion of the problem and pathological gambling that also will occur.

Using a research-based analytical model, The Plain Dealer estimates that, at any given time, the four casinos will result in an additional 107, 100 problem and pathological gamblers, 40, 800 of them in the area. The lifetime costs to society of those addicted Ohio gamblers, in bankruptcies, arrests and legal fees is at least $1.1 billion, and likely considerably more.

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Whether the new machines can be called outright addictive -- the "crack cocaine of gambling, " as the more extreme rhetoric goes -- is a matter of intense debate. Casino industry officials cite studies that show the gambling addiction rate has remained low, despite the meteoric expansion of slot machines.

But other research shows that the advanced slots are a magnet for pathological gamblers and that they can provoke bouts of risky gambling behavior in almost any regular player, causing them to lose track of time and spending.

"The contemporary slot machine has hit upon a very potent formula of gambling interaction, " said Massachusetts Institute of Technology anthropologist Natasha Schull, who has studied the casino industry for 15 years and whose book about the slot machine gambling will be published in early 2012."They are geared to make you play longer, faster and more. And they solicit behaviors from everyone that look out of control."

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Ohio voters authorized as many as 20, 000 slot machines -- up to 5, 000 per casino -- when they approved commercial gambling in 2009. The constitutional amendment, which the casinos' backers wrote, gave no rationale for the number, and there was no mention of its significance during the run-up to the vote.

Twenty thousand slots, coupled with as many as 20, 000 more at the state's horse-racing tracks if the governor approves a "racino" plan, would vault Ohio to

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zmiejko31021 April 29, 2023 Comment

A bold mix of graffiti art and digital illustration with jason naylor finding his beginnings as a graphic design graduate from brigham young university jason naylor s career took a huge turn when he moved to new york city for a change of scenery and to immerse himself into the life color and magic of nyc

Jason naylor is an award winning artist designer and director who believes that kindness is the key to success his signature style is an vibrant blend of color and positivity brightening everything from digital screens to city walls we chatted with jason about how he develops his artwork and some of his tips for aspiring artists hi jason

Poeltl is another take on the popular word game wordle the premise is very similar to most games of this nature but you are looking to find the name of a specific nba player that is currently playing in the league if you are wondering what the solution is for today s poeltl game then we ll be providing it for you in this guide

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Jason is an award winning artist designer and creative director based in brooklyn after earning a bfa in graphic design from brigham young university he moved to nyc to immerse himself into the life color and magic of new york

Creatively positive x positively creative welcome to the colorful world of artist jason naylor here you will find art design illustrations murals gifs video and words of wisdom as well as color motivation positivity kindness and love

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Jason naylor jason is an award winning artist designer and creative director based in brooklyn after earning a bfa in graphic design from brigham young university he moved to nyc to immerse himself into the life color and magic of new york he began his professional career working in the creative department of m a c cosmetics where he

Home jason naylor digital arthur allen pdf jason naylor digital arthur allen pdf written by zone71976 tuesday april 18 2023 add comment edit daftar isi

See all books authored by jason naylor including wenger my life and lessons in red white and live life colorfully 99 ways to bring more joy creativity and positivity

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Opn heart by jason naylor opn heart by jason naylor 1 2 4 sticker pack 2200 quantity add to cart full details shop for more categories permanent collection prints a z values paintings pins originals bloom print 9900 style add to cart full details a z paintings more a z values paintings sold out a z values original painting a

Jason naylor is an award winning artist designer and author based in brooklyn new york naylor 39 s work explores the communication of human emotions using bright colors and even brighter messages

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The grandeur of graphix i produce high quality graphics for various businesses i help with company branding signage and logo redesign i can make posters flyers banners instructional videos

Latest on toronto raptors center jakob poeltl including news stats videos highlights and more on espn

Jason naylor jason naylor is an award winning artist designer and creative director based in brooklyn after earning a bfa in graphic design from brigham young university he moved to nyc to immerse himself into the life color and magic of new york he began his professional career working in the creative department of m a c cosmetics

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Live life colorfully is a quirky illustrated mix of inspiring words tips and tricks and challenges from award winning artist designer and creative director jason naylor this colorful book is based on one of his strongest messages live life colorfully and will inspire everyone who picks it up

04 01 2023 4 34 pm jakob poeltl posts efficient double double poeltl finished with 14 points 6 8 fg 2 4 ft 10 rebounds and two assists in 33 minutes during friday 39 s 117 110 loss to the 76ers

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Jason naylor works as a mathematics and history teacher at melvindale northern allen park schools which is an education company with an estimated 91 employees and founded in 1882 jason is currently based in melvindale united states follow jason naylor on linkedin to get to know them better

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Name jason naylor position mathematics and history teacher email send email phone 313 389 3320

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zmiejko31021 April 29, 2023 Comment

Bonds are financial instruments included in the debt asset class and are issued by governments or private organisations to raise funds from the general public. Governments and private organisations raise funds to ensure adequate capital for undertaking various activities.

The bond agreement between the issuer and the investor comes with the details of interest rate, terms of payment (debt servicing), maturity etc., and are listed with a face value (principal) that is repaid at the time of maturity.

The interest rate of bonds is called the coupon rate, and the interest payouts are predefined as per the agreement. Bonds are traded in the secondary markets and can be bought and sold similar to other investment instruments.

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Bonds’ fixed income market can provide you returns as high as 9 – 10% per annum or more. Investments in Bonds and Debentures are more rewarding and reliable mode of growing your money than the existing options of fixed deposits and mutual funds.

Safe investments like bonds and debentures, help you to stabilise your portfolio and helps you to hedge your risk against other investments.

The Coupon or Coupon rate is the interest rate paid by fixed-interest security such as Bond/ Debenture. It is the annual payment towards the face value of a bond. This interest will be credited to the your accounts at set predefined frequency

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For interest earned from Taxable Bonds, the earnings are taxable. However, for interests earned from Tax-Free Bonds, the earnings are 100% tax-free. Also, capital gains earned from selling any Bond (taxable and tax-free) before maturity are subject to capital gains taxation rules.

Bonds and debentures are debt investment instruments with a Fixed Rate of Return and Fixed Maturity Period. While Bonds are securities that are mostly issued by the government, debentures are always issued by corporations.

Bonds and Debentures are issued by these entities to raise money from investors as loans used to fulfill business objectives like entering new markets, starting a new project, or scaling existing businesses. For every bond/debenture issue, fixed interest payments (Coupons) are made regularly on pre-specified dates. The principal loan amount(face value per unit of Bond/ Debenture) is paid back on the pre-specified maturity date.

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Face Value: It is the value of the bond when it is first issued by the company. However, after the bond starts to trade in the secondary market, the face value changes to trade either at a discount or premium from the actual face value.

Coupon Rate: It is the actual rate of interest attached to the bonds and determines how much interest the issuer will provide to the holders of the bonds regularly. For example, if a 10-year bond with a face value of Rs 10, 000 has a coupon rate of 5%, it will provide Rs 500 as interest payments.

Credit Quality: Every bond comes with a credit rating provided by various credit rating agencies. The rating is based on the financial condition of the issuer and whether it has enough money to fulfil the payment promises. The higher the credit rating, the safer the bond investment

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Although governments and private organisations can raise funds through disinvestment or public issues such as IPOs, the issues can not provide a steady stream of capital. Hence, government and private organisations issue bonds to ensure they raise adequate capital.

Bonds work similar to other debt instruments and come with the obligation on the issuer’s part to provide regular interest payments to the holder and the repayment of principal at the time of maturity. After completing the bond investment, the issuer pays interest to the holders of the bonds based on the coupon specified at the time of the bond issuance.

Once they are issued and start trading in the bond market, investors can either hold them until maturity to realise all possible interest payments or can sell them to other investors to make profits based on the difference between the prevailing bond price and the face value. However, if the bonds are sold to a new buyer, the issuer is liable to pay interest to the new buyer at the time interest is due.

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Through ETFs: You can invest in bond ETFs that are listed on various stock exchanges and invest the money across various types of bonds such as corporate, government etc.

Bonds, like every market-linked instrument, also carry a level of risk. However, you can further mitigate the risk level attached to bonds investments by considering the following factors before investing in bonds in India:

Prospectus: Before you invest in a specific bond, it is critical to read and analyse the prospectus in detail. Every issuer is mandated to file a prospectus that includes everything you need to know, such as face value, tenure, coupon rate etc. You should read the prospectus to ensure the investment is ideal.

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Credit Rating: Before investing, make sure that the credit rating is equal to or above AA to ensure the negligible risk of default. Consider the financials of the company to ensure its cash flow is positive.

Price Risk: Price risk is the sensitivity of the bond price to changes in the interest rates in the market. Analyse the price risk associated with the bond to understand how much the bond price can fluctuate if the interest rates change in the future.

Stockbroker: Stockbroker plays an important role in easing the bonds investments and provides a link between the investor and the bonds market. As you will be opening a Demat and trading account with the stockbroker to invest in bonds, choosing an ideal stockbroker is important.

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Types: There are numerous types of bonds, such as government bonds, corporate bonds, zero-coupon bonds, floating-rate bonds, convertible bonds etc. The bonds you choose should complement your financial goals and should be at par with your risk profile. You can consult an investment advisor to choose the ideal bond type before investing.Diversifying your investments isn't just about wisely balancing your portfolio between stocks and bonds. Alternative assets such as fine art might have a place in your portfolio as well.

Art collecting and investment is no longer limited to the wealthy elite. If you’re interested in art, then you can diversify your assets and even find something nice to hang on the wall. At the very least, your investment will look a heck of a lot better than a stock certificate.

The art market is not highly correlated with the stock or bond markets. That's exactly what investors should be looking for when diversifying their assets. No matter what the financial markets are doing -- moving up or trending down -- the art market isn't affected very much. While both stocks and bonds were declining in the first half of 2022, art auctions were setting new record prices.

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In 2020, the art market faced a challenging environment when in-person auctions were canceled due to the COVID-19 pandemic. Turnover in contemporary art fell 34%, and many auctions and galleries shifted online, which helped things bounce back. Turnover and transactions reached a new all-time high, and more artworks were sold than ever before.

As we face the highest inflation rates we’ve seen in 40 years, art can serve as a good hedge against inflation. People with a lot of cash on hand are looking to buy hard assets such as art or real estate to protect their wealth. As a result, we’ve seen strong increases in auction values during recent high inflation.

The trend bodes well for the future of art as an investment. Still, investors should be wary of being enticed by the high returns they could theoretically earn by investing in fine art.

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It's possible to generate positive returns from investing in art by being selective, diversifying your collection, and holding pieces for the long term. Art investors should expect returns more comparable to those of bonds and not the market-beating returns touted by the art indices.

When you invest in a piece of art, you're buying it with the expectation that demand for that piece or similar pieces will increase faster than the supply. If that happens, then the value of the piece will increase, and you may be able to sell it for a profit.

Various other costs to consider with the purchase and sale of artwork include sales tax, transportation expenses, authentication and appraisal fees, and insurance. You may also want to buy a nice frame or another type of display mechanism for your artwork.

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You can easily find art to purchase at galleries and auction houses (both physical and online). You might also check out local art fairs. Online magazines and social media channels such as Instagram can help you discover artists you like, and you can buy works directly from artists’ websites. Or you might dive into the world of NFTs, which represent ownership of digital art.

Importantly, if you're going to buy individual works of art, you probably want to buy works that make you happy. If you invest $10, 000 in a painting that you think is ugly just because you expect its value to rise, then you're missing out on the fun part of investing in art versus other asset classes.

If you don't want the hassle of owning a piece of art,